(800) 718-2013 

Secure up to $5M for Your Business Acquisition Loan


Buying a Business?
Loans from $250,000 to $5,000,000

Close on your acquisition in as little as 30-45 days with guidance from dedicated lending experts.

Check Your Eligibility
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How It Works:

When closing a business acquisition loan, speed is critical because delays kill deals. Sellers often have tight timelines, and a prolonged process can cause them to lose confidence, walk away, or accept competing offers. Fast closing minimizes operational disruption, reduces financing costs, and allows you to seize market opportunities quickly.

Step 1: 3 Minute Pre-Qualification

Fill out our secure online form with basic transaction details, and a dedicated Loan Acquisition Specialist will call you within two business hours.

Step 2: Letter of Intent (LOI) Review

Work with a Loan Acquisition Specialist to review financial statements, including tax returns and profit and loss statements, to assess your business transaction.

Step 3: Fast Track Underwriting

Submit all remaining documents, complete our efficient review process, move seamlessly to a formal Commitment Letter, and begin the loan closing steps.

Step 4: Closing Your Business Acquisition Loan

Finalize underwriting, sign the loan agreements, transfer the acquisition funds, and officially transfer business ownership to complete the purchase transaction.

ABOUT US

Why Choose Us?

Wildhawk Capital LLC is a licensed direct lender specializing in business acquisition financing. For over a decade, we have structured SBA 7(a) and conventional loans from $250,000 to $5,000,000 for business acquisitions.

  • Speed to Close: Capital when you need it, not months later.
  • High LTV/Low Down Payment: Keep more cash in your business.
  • No Obligation Pre-Qualification: Find out what you qualify for without affecting credit.
  • Acquisition Experts: We specialize in financing business acquisitions, not just real estate.

Our capital solutions enable companies to execute strategic acquisitions, refinance existing debt, and facilitate partner buyouts. We know we can help you! 

TESTIMONIALS

Recently Funded Loans with Deal Structures

Insurance Agency Acquisition

Advertising Agency Acquisition

Investment Advisor Acquisition

Purchase Price: $3.4M

Borrower Equity 7%

Seller Note 10%

Purchase Price: $1.5M

Borrower Equity 5%

Seller Note 15%

Purchase Price: $2.7M
Borrower Equity 10%
Seller Note 10%

"Excellent experience with Wildhawk! Ed and his team made our business acquisition seamless and fast. Professional, responsive, and they truly understood the nuances of our business. They got us to the closing table on time—Ed is my go-to guy on every transaction...he just gets it done!."

"Outstanding work on my recent agency acquisition! The Wildhawk team found solutions where another lender said they couldn’t close. They went above and beyond to get the deal done. Will definitely be using them for our next purchase!"

"Securing the right financing for my second acquisition felt seamless with Wildhawk Capital. They provided a tailored loan solution, attention to detail, and strategic guidance that matched exactly what our business purchase required. They were awesome."

Industries:

• Accounting & Tax

• Advertising Agency

• Allstate Insurance Agency

• Chiropractor

• Dental Practice

• Farmers Insurance Agency

• FedEx Store

• Funeral Home

• Hardware Store

• Home Services

• Hotel/Motel

• Independent Insurance Agency

• Registered Investment Advisor

• Law Firm

• Medical Practice

• Pest Control

• Pharmacy

• Property Management

• UPS Store

• Veterinary Practice

Check Your Eligibility

Features 

SBA 7(a) Loan

Conventional Loan

COMPARISON

Stronger financial profiles, faster closing, larger loans

Best For:

Lower down payments, longer terms, flexible credit

Loan Comparison:
SBA 7(a) vs. Conventional

Max. Loan Size:

Up to $5 Million

$5 Million, Plus (varies by Borrower

Down Payment:

As low as 10%, sometimes lower

Typically 15% to 25%

Usually 5-10 years

Amortization:

Up to 10 years (Working Cap/Intangibles

Flexible (Shortfalls are not an automatic denial)

Strict (Requires strong asset backing)

Collateral:

Minimum Credit Score score (650+)

CHECKLIST

Target business must have positive cash flow (DSCR of 1.25x+)

Simplified Eligibility Criteria

Buyer should have relevant management or industry experience

Down payment availability (10%, sometimes less)

Be a for-profit business operating in the US.

Frequently Asked Questions

What is the minimum credit score and equity requirements?

With a 650 FICO, expect a 10% equity injection (sometimes less) calculated from the total acquisition value to secure an acquisition business loan.

Do I need collateral outside of the business assets being acquired?

Usually no, an SBA acquisition loan typically does not require outside collateral, if the acquired business assets fully secure the loan, though personal guarantees and real estate maybe required.

How long does the approval and closing process typically take?

The SBA loan approval and closing process typically takes 30 to 60 days, depending on the loan complexity, type, and you and the Seller's preparedness.

Can I use an SBA loan to buy out a business partner?

Yes, you can use an SBA 7(a) loan to buy out a partner, provided the transaction results in you owning 100% of the business.

Should I use an SBA or Conventional loan for a business acquisition?

SBA loans offer lower down payments and longer terms but involve more requirements. Conventional loans provide faster funding and less paperwork, but require much stronger credit and additional collateral.
CONTACT US

Found the perfect business?Ready to Close on Your Acquisition? 
Don't lose it to another buyer!

2900 Bristol Steet, Suite C-205
Costa Mesa, CA 92626

Let's Get Started!

Loans made by Wildhawk Capital LLC are pursuant to, and in compliance with, the California Department of Business Oversight’s Finance Lenders Law, License No. 60DBO-73198. Credit approval is subject to Wildhawk Capital LLC’s credit standards, and actual terms may vary by applicant. Complete disclosures of APR, loan fees, and payment terms are provided with each loan and are available from Wildhawk Capital LLC.

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